I am a self-proclaimed avacado-holic, cherished wife of Todd Snyder almost 23 years. Inside of Tiny Town, I’m the Chief Traffic Director and Hope Giver. “I dream it, he builds it and then I share it with the world!” We make a fantastic team! We build tiny homes and communities for families to thrive in for years to come. Our motto is, “Shrink your house, not your dreams”. We are blessed with three amazing kids: Elisabeth, 21, is studying nursing and getting married in June. Christianna, 20, is studying business and graphic design, living with family in Michigan. Andrew, 13, lives in the tiny house with us and when he’s not in school, he’s building tiny houses with his dad. Community info @ www.tinytowntexas.com.
My life mission is to dare people to believe the impossible is NOTHING with God! I’ve got some Big dreams I’ve been working on for twelve years. Watch them unfold in our blog.
My vision To be a part of a community of likeminded people working towards a common goal of creating and sustaining meaningful relationships that rock the world around you
Life motto He is my God; I trust Him
Favorite dreams quote “Your dreams should be so vivid that when you actually achieve them, you’ll feel as if you’ve already lived them.”
Favorite note “I can win with any hand I’m dealt” -God
Favorite songs I know my Redeemer Lives and Legacy
Life verse “To know Him and the power of His resurrection and to share in His sufferings, being made like Him” Phil. 3:14
My top values Leaving a legacy of Faith, Lots of intimacy with my husband, speaking life into my kids, spiritual and physical health, and friendships
Having studied the Bible throughout my life, in many different forms, it really does always come down to this. I have been hearing about the second coming of Christ and the events unfolding since I was a kid. So keep in mind that the anti christ comes after the rapture (2 Thessalonians 2) when believers who are alive will be caught up together with those who have already died in Christ before the Great Tribulation. Then we come back with Jesus to establish His kingdom at the end of the 7 years of Jacob’s trials. There will be many saved during that time because they see the Truth and believe in Jesus. The “Mark of the Beast”, microchips, no cash/just plastic, Marshall Law, Total Government dependency/control is during those terrible 7 years. When we are raising a family, working long hours, some two jobs, lots of things go unnoticed or just get ignored. No one can comprehend how bad it will be……till it is. We have NEVER been told to stay home, quit work and rely on the Government. WE are seeing a lot of “firsts” since just a year ago in 2020. Can our minds and bodies handle what’s coming? Not without God – I wonder what doctor they will have on the news explaining the rapture and the disappearance of so many people? I won’t be here for it but it’s just a thought. While the devil is preparing people for the Anti Christ, God is preparing people for the Rapture. I don’t know when the rapture will take place but I know that I won’t be left behind when that trumpet sounds! I also believe right now that God is giving us a chance to repent. We need to get the Gospel message out!!! Until the Good Lord calls me away from this world to go home, I want to make it clear that I believe in Jesus Christ as the One and only True Lord and Savior. Despite the fact that I am human, and I fail a lot, I believe that Jesus is the Son of God. I believe that He came as a baby, I believe that He died on the cross as a sacrifice for our sins and that He rose from the dead on the third day and He is in Heaven preparing a place for all those who believe and trust Him as their Savior. He loves us all dearly (far more than we deserve) and forgives our sins when we repent. His Word says John 3:16 “Whosoever believeth in Me , shall not perish but have ever lasting life.” Matthew 10:33 says, “But whosoever shall deny me before men, him will I also deny before my Father which art in heaven.” This is the best challenge I have seen on Facebook; so, if the Holy Spirit moves you and you’re not ashamed, just copy, and make this as your status update. Can I get an Amen for being a believer in God The Father, God The Son, and God The Holy Spirit? Amen! ???#ChristianChallenge??????
My friend’s husband won’t let her visit any friends or family. He has made her stop all contact with them unless it’s on the phone or computer. He reads and censors her comments on social media.
He makes her feel like she’s going crazy for thinking he’s controlling, and that she is being ungrateful. (After all, he’s only doing this because of how much he cares about her.)
He doesn’t want her going to the gym anymore, so she doesn’t go. He also doesn’t let her go to work anymore (he told her to only rely on him for income and that he will take care of her).
She’s not really allowed to go out anymore, unless it’s for necessities, and when she does, he makes sure to have people guilt trip her about it and shame her for it.
He wants her to have this medical procedure done and tells her that if she does it, he will allow her more freedoms.
He constantly says he’s only doing all of this because he cares… he is just doing it for her own good.
Oh wait….did I say husband? I meant the government.
My bad.
You have been conditioned to be outraged if another person did this to their spouse, but be passive & compliant when it comes to our government.
Please wake up!?
(Copy and pasted from a friend, but so worth the share.)
To add fuel to the fire NOT ONE of these 3 drugs actually IS A VACCINE!!! They are simply experimental drugs that MAY help lessen some symptoms of COVID. They WILL NOT PREVENT YOU FROM CATCHING COVID NOR FROM SPREADING IT IF YOU ARE ASYMPTOMATIC!!! All 3 drugs have caused side effects ranging from the mild to severe to deadly!!! And they are experimental because they are made with human dna so NOBODY KNOWS HOW YOUR BODY WILL REACT AND CHANGE OVER TIME TO THESE DRUGS! Do your research people these drugs are experimental the government is using you for RESEARCH!!! These drugs don’t PROTECT ANYBODY FROM ANYTHING SO ASK YOURSELF WHY THE CDC AND FDA AND GOVERNMENT ARE PUSHING THEM AND TRYING TO REQUIRE THEM!! ASK YOURSELF WHAT THEIR ULTERIOR MOTIVE IS?? Could it be the chip that Bill Gates wanted to inject every American with?? I wouldn’t rule it out!!!
“If you are a pastor and you are encouraging your church to get vaccinated, you need to stop it. First off you have no business recommending any medical procedure to anyone, anytime. That is between people and God. Also none of these vaccines have been long term tested and are experimental. If your church is REQUIRING vaccines to attend, run. Quickly. There is nothing biblical about restricting the gathering of the saints to worship. Do not be deceived. This is NEVER the will of God.” Kimberly Patton-Hamson Ps. From Shari: “How can you say you’re anti-abortion and promote a product that required the death of babies? Wake up, people!!”
We are so excited to offer mobile pop up shops. When it comes to Food Trailers, you can have a Ford Taurus or a Mercedes Benz. This creates an unforgettable coffee experience. Be the talk of any town you roll in to. Serve festivals and concerts, weddings, ribbon cutting events, etc.
Think of the possibilities: doesn’t have to be coffee, can be sno cones, tacos, or we can custom build for a mobile yoga studio, massage parlor, hair salon, nails, pet grooming, even dentistry and orthodontists set up a mobile office and go to the clients.
Critical thinkers, why do you suppose God is having me study this right now? I really want to know what you think… Thank you, @Tyler G. Johnson , for teaching me this. I may not have told you it worked with my father in law in 2013. He lived another 4 years and led more people to Jesus!
Note, her daughter has suffered major vaccine injury.
“Do you expect me to trust Big Pharma’s v a ((ine after Viox and Celebrex caused 6.2 million people to develop heart attacks and strokes before Merck and Pfizer publically admitted to falsifying their clinical trials and paid 3.6 billion to settle lawsuits…?
Do you expect me to blindly take their v a ((ine when for 20 years they lied to you before admitting that Statin cholesterol meds do cause permanent muscle damage (myositis)…?
When they have been aggressively pushing Metformin as a prophylactic diabetes drug for the last 25 years before revoking the recommendation…?
When a multitude of people dropped dead from heart attacks after using the Phen/Fen combination…?
When they told you that Nicotine in the 40s, 50s and 60s did not cause cancer….?
When they told you that Asbestos was not responsible for causing mesothelioma…?
When they never showed me a va ((ine insert with the shamefully unbelievable list of possible side effects, just pressure with assured safety……? Now ONE of my children is a statistic…?
Yeah, research before you judge me. I will be judged one day. But bet money, it will be by He who is far superior to all, and with facts in hand. ? Judge not, lest you be judged. Matthew 7:1. ????? One love
So you wanna buy a tiny home? Five steps to your dream tiny home:
Step one: secure your financing so you know your budget. (see below).
Step two: secure your location to park your tiny home. Will you buy land? Park in a family or friend’s backyard, or a Rv park or community? See more info at this blogpost. Also, for insurance questions, see this blogpost.
Step three: choose your builder. You can schedule a free 30 minute phone consultation with Hill Country Tiny Houses to discuss your project. We will use your budget and needs as the guideline. (At this phase, you may want to schedule a tour of one of our homes and/or book a weekend stay in a tiny home to confirm it’s the right decision for you. We can suggest airbnb choices in Texas.) use this link to book your call now: https://hillcountrytinyhousesscheduling.as.me/schedule.php
Step four: now you’re ready to dive in and make your big dreams come true! We collect a $1,500 design fee/down Payment to start your project. During the planning and designing phase, we use our Chief Architect software to design your floor plan, the architecture, elevations, doll house view, 3D walk through, and help you choose all the colors and finishes. You know, all the fun stuff! When you place your order, this amount is taken off your total.
Step five: 25% down to engineer and certify your build and 25% to go into production and 25% when your home is “dried in” and 25% pre-delivery. We do a video walk through at certain stages throughout. Allow at least 8-16 weeks (depends where you are in the que) to complete your project. We deliver it and set it up so it’s move in ready when we leave.
Tiny House Lender Options
1. Personal loans from your local bank, Lending Tree, or even PayPal (many people will combine 1-3 loans from different companies to get the desired total)
2. Home equity line of credit (some will take out a loan this way and when they sell their house, pay it off).
3. Of course, the option to borrow from friends and family and let them be your bank may save on down payment fees, closing fees, and higher interest rates.
4. The last section of this post includes tiny house trailer lenders. The middle section is for tiny houses on land only. I have listed in order of my personal preference.
Notes from a Tiny House Expert
Shari here: As a Dweller, builder, and advocate in this industry for almost 3 years, I have to report…see bottom of post for notes.
TINY HOUSE LENDERS FOR THOSE WHO OWN LAND OR WANT TO BUY LAND
Alamo Lending, A J Allee. Start here ??
Serving all of Texas. aj@alamolending.com. +1 (210) 410-4831
19851 State Highway 46 W. | Spring Branch, TX 78163 | USA
Mortgage Broker/Lender. He has access to multiple lenders, but can only serve clients who own land and will put a park model (permanent style–ie. take the wheels off the trailer and put on foundation) style tiny home on it. hvaughn@guildmortgage.net. 512-775-2883. Hugh has had success helping a family in Bastrop, TX, secure a small lot for a small home and get funding. He is a personal friend of ours and we highly recommend him. On the website, you will find some tools like the pre-qualification calculator and affordability calculator.
Kenneth Early is our contact over there. We are friends with the President of the bank and they will do what they can to help you. Mention our name. 830-955-8535. kenneth@txhcb.com.
If you won or are buying at least 5 acres, this one may be a great fit for you. It does require a down payment and you can not have a chassis (trailer/wheels) under it. Rates are very good in this option. We deliver to you on pier and beam and set on a permanent foundation. As long as it is still under 400 sq ft, it doesn’t raise your property taxes. It is often considered an ADU (accessory dwelling unit). Some cities like Austin, Kerrville and most recently Los Angeles, have already legalized ADU’s. Visit website here.
If you own or are buying at least 10 acres, you can have a fully titled home at the end and get the best rates (even without a construction loan process or down payment) in the industry of tiny houses here. Again, you can not have a chassis (trailer/wheels) under it. We deliver to you on pier and beam and set on a permanent foundation. As long as it is still under 400 sq ft, it doesn’t raise your property taxes. It is often considered an ADU (accessory dwelling unit). Some cities like Austin, Kerrville and most recently Los Angeles, have already legalized ADU’s. 800-530-1252
TYPE OF LENDER: Other REQUIREMENTS: Other COLLATERAL REQUIRED: Yes ADDITIONAL NOTES: Bob is a an Investment Banker (Securities Broker/Dealer) 972-285-5474…
******Again, it is far more difficult to finance these. Cash buyers are best. Banks do not like them because they are mobile and if they need to repossess one, it could be far away and they probably could not track it down. Consequently, they require about 20-25% down payment and shorter terms like 7-15 years and higher interest rates (often times 7-15%). They also require higher credit scores. If you have any assets/collateral to offer, that does make it easier. Oftentimes, people get a family member to loan them the money or they apply for a personal loan, sometimes two or three personal loans to equal the total they want to borrow.
TYPE OF LENDER: Other REQUIREMENTS: Other COLLATERAL REQUIRED: Yes ADDITIONAL NOTES: Bob is a an Investment Banker (Securities Broker/Dealer) 972-285-5474…
Important Note: To help with financing a THOW, please know we can offer a national tiny house certification code that documents the build process via video and the building codes adhered to and saves it in the cloud for you forever. It’s an additional fee for this service, but reach out to us for more info. The value is banks like to see this as well as insurance companies and some RV parks. Each of the following lenders work with this N.O.A.H. Cert. process except for the last two: Liberty Bank and Rock Solid.
NOTES FROM A TINY HOUSE EXPERT
Shari here: As a Dweller, builder, and advocate in this industry for almost 3 years, I have to report it’s been discouraging and difficult to get our clients financed for THOW’s (see below) . We paid cash with the proceeds from the sale of our big house for our own tiny house and many of our clients are cash buyers, sometimes borrowing from family. I believe the day will come when financing becomes easier, but until then, I hope the following info will help you on your journey.
The first thing you need to understand is the difference between a THOW (Tiny House on Wheels – ie. Travel trailer) and a 399 sq ft Park Model Design – I refer to it as a home on a trailer that can travel occasionally (ie. one with a trailer/chassis under it that comes in on wheels and is designed to be put on land or not moved very often) and a general small home (typically 400-800 sq ft) built off site and delivered to land. The latter is the model we have chosen for our development in Kerrville, Texas, called Tiny Town Texas, coming 2021!
Tiny Houses and RVIA park models on wheels/chassis, are similar to a manufactured home and do not appreciate much in value, esp. if they are not attached permanently to land. Tiny Homes on a foundation on land, however, are treated more like a stick built home and will appreciate in value like any traditional home. We offer modular certified tiny homes as well. The city likes these better and it is the ideal scenario for the banks and insurance companies. You will get far better rates.
Hill Country, Boerne, Texas. This is a small gated and wooded community, a combination of tiny homes and Rvs. It’s on 22 acres privately owned, minutes from downtown Boerne, Our family lived here for almost two years and it was great! The landlord, Roy, is great! We shared land with peacocks and chickens and it’s pet friendly. Lot rent was $525 a month. Contact Roy Faz: +1 (210) 835-4355.
6. Boerne, Texas, also has 3 spots on privately owned land, contact Mike or Paige at (210) 843-2610.
Todd and I toured this and it’s very nice near Lake Travis, with pickleball courts, sand volleyball, pool, fishing pond, and clubhouse. Rent is about $700 a month, bring your own tiny house. Great place to rent a tiny house to test it out for a weekend too. info@openairresorts.com or call 512-559-4284.
11. Near Dallas/Forth Worth: https://www.thepinesrvcommunity.com/tiny-homes/ $425-$550 per month.
12. Coming Fall 2021, to kerrville, Texas. We are working on 3 projects here. Contact Shari Snyder for info, 830-285-5909
13. Coming soon to Brenham, TX, 34 acres of horse pasture land. We will be offering park model tiny Homes, Contact Shari Snyder for info, 830-285-5909
14. Coming soon to nacodoches, TX, 80 acres next to a golf course in east tx. We will be offering park model tiny Homes, Contact Shari Snyder for info, 830-285-5909
15. Coming soon to Pittsburg, TX, 58 acres lakefront lots in east tx. We will be offering park model tiny Homes, Contact Shari Snyder for info, 830-285-5909
16. Coming to Aubrey, Tx, park model tiny homes, own the home, rent the land. 7 acres in the country. Contact shari Snyder 830-285-5909.
17. Coming soon: a brand new tiny home community outside of Tyler, Texas. They will add more homes as clients come on board. They have 78 acres and it will be a 55+ community. Angela has some fun ideas to do tiny boutiques, hair salon, maybe pet grooming and a general store. She plans to use golf carts instead of cars inside the community. Since the location is quite remote, she doesn’t want them to have to leave if they don’t want to. She has a wait list of 116 and only about 12 spots available. If you want to get on her wait list, go here, contact shari Snyder 830-285-5909
Hidden forest lake Campbell, Texas
Austin, Texas
spicewood Texas rv resort
my favorite community I toured in Tennessee, MontEteagle retreat
Manor, Texas, outside Austin. Marc, owns about 30 acres and will rent space for a reasonable price to tiny house owners. The location is quite rural and a bit rustic, but may work for you. Contact: Marc, 512-803-7158
Medina, Texas. Rocky Point Retreat http://rockypointrvretreat.com/. Must be 50 years or older. Can rent or buy lots to park a tiny home. It’s really beautiful here and very remote. Contact George: 210-413-9216
